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Financial Planning Service Options
Our services are rendered for one transparent, flat fee. We are free of conflicts of interest and will never
sell you anything; all of our advice and recommendations to you are in your best interest, always.
1
Financial Advice
Hourly Advising
$300/hour
A three hour minimum applies.
Includes project-based financial advice on one or two topics, such as creating a debt management plan or retirement analysis. Fees are billed per quarter hour once the minimum is met.​​​
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​​​​Includes:
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Cash accounts review
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Cash flow analysis
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Emergency fund analysis
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Financial advice on one or two specific top of mind money matters, e.g.​​
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Home buying​
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Retirement check-up
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Debt management
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2
Financial Check Up
One-Time Financial Plan
$2,000-$6,000 per plan*
$500 initial fee and five monthly payments.
Over the course of 6 months, we will build a comprehensive financial plan that optimizes each aspect of your financial life and teaches you the best practices for your unique situation. ​​
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Includes:
Everything from Financial Advice plus
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Financial literacy & education
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Goal identification & prioritization for all life goals, e.g.
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Home buying​
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Taking a career break or sabbatical
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Growing a family
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Charitable giving
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Debt management planning, e.g.
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Consumer debt
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Student loans
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Employee benefits optimization
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Retirement planning
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FI/RE
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Investment planning
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Tax planning
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Insurance planning
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Education planning
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Estate planning
*Fee calculated based on complexity.
3
Financial Planning
Ongoing Planning
$100-$300 per month*
Billed monthly or quarterly.
For clients who have already created an initial One-Time Plan, we can continue to work together to strengthen your financial knowledge, habits and decision-making in support of your long-term financial success.
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Includes:​
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First and foremost, a financial accountability partner in your corner
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Year-over-year retirement analyses and optimized strategies
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Tax efficiency planning
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Plan adjustments as-needed to address or maximize federal and state legislation changes
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Money mindset behavior coaching
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Open Enrollment assistance
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Ongoing equity analysis & decision-making (ISOs, RSUs, NSOs, ESPP)
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Credit card optimization ("hacking")
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Regular check-in meetings to update and implement the plan
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Unlimited messages with your advisor as new financial considerations arise (e.g. a promotion, new job, marriage, or other life change)
*Fee calculated based on complexity.
Estimated client fees are based on complexity, and will be calculated and presented during the introductory meeting process. Sage Financial Planning, LLC retains the discretion to negotiate alternative fees on a client-by-client basis based on the expected complexity of the client situation and estimated time required to complete the project scope and/or plan.
Income level, net worth, dependent status, property ownership, equity compensation awards and other miscellaneous complexities such as business ownership and trust ownership are factors that will impact the applicable planning fee.